Patient Resources

Insurance & Billing Made Simple

We believe great dental care should be easy to understand and easy to afford. Here's how insurance and billing work at our Meridian, Idaho dental office.
100+ Five Star
Google Reviews
Friendly, Transparent Care

Insurance & Billing You Can Actually Understand

Treasure Valley Family Dentistry serves families across Meridian, Boise, Eagle, Star, Kuna, and the broader Treasure Valley with a refreshingly simple approach to insurance and billing. We file all PPO insurance claims on your behalf, collect only your estimated copay at the time of service, and walk you through every charge before you sit in the chair. No upselling, no surprise statements — just honest, family-friendly dentistry.
In-Network Carriers

Dental Insurance We Accept

We participate with most major PPO insurance plans. Don't see yours below? Call us — we likely still accept it as an out-of-network provider with excellent benefits.
Delta Dental
Blue Cross of Idaho
Regence BlueShield
MetLife
Aetna
Guardian
Humana
United Healthcare
Principal
Ameritas
Lincoln Financial
…and many more. Call (208) 884-8066 to verify your benefits.
Patient Financing

CareCredit — Low & No-Interest Financing

CareCredit is a healthcare credit card that lets you cover dental care today and pay over time with promotional financing options — including 12-month no-interest plans on qualifying balances. Apply in minutes and receive an instant decision so you can move forward with the care you need.
Apply at carecredit.com
Flexible Payment

Payment Options We Accept

Cash & Check

Always welcome at the time of service.

All Major Credit Cards

Visa, MasterCard, Discover, and American Express.

CareCredit Financing

Low and no-interest plans for treatment of any size.

In-Office Dental Plan

Our membership plan for patients without insurance.

Dental Insurance

We file claims with most major PPO carriers.

HSA & FSA Accounts

Use pre-tax dollars toward your dental care.
FAQ

Insurance & Billing Questions

We are in-network with many major PPO carriers including Delta Dental, Blue Cross of Idaho, Cigna, MetLife, Aetna, Guardian, and more. Even if we are out of network with your plan, we are happy to file your claim and most patients still receive significant benefits. Call us at (208) 884-8066 with your insurance information and we will gladly verify your coverage before your visit.
As a courtesy to our patients, we file all dental insurance claims for you. At your appointment, we collect only your estimated portion (deductible and copay). Once your insurance pays, any remaining balance or refund is settled directly with you. Our team will always review your estimated cost before treatment so there are no surprises.
We offer an exclusive in-office dental membership plan that gives you predictable, affordable dental care without the hassle of insurance. There are no deductibles, no maximums, and no waiting periods just simple, transparent pricing for preventive care plus discounts on additional treatment.
CareCredit is a healthcare credit card that lets you split larger treatment costs into easy monthly payments many with 0% interest if paid within the promotional period. Application takes just a few minutes online at carecredit.com, and most patients receive an instant decision.
Yes, your estimated copay or balance is due at the time of service. We provide a clear written estimate before any treatment so you always know what to expect financially.
Absolutely. Through CareCredit and our in-office dental plan, we make it easy to spread treatment costs over time. We also accept HSA and FSA payments and will work with you to find a comfortable solution.
Yes. We verify your benefits in advance and provide a written treatment plan with your estimated insurance coverage and out-of-pocket cost before any procedure begins. Our goal is full transparency on insurance and billing, never any surprises.
Please bring your physical insurance card or a clear photo of the front and back, your member ID, the policyholder's date of birth, and the name of your employer (if coverage is employer-sponsored). You can also email this information ahead of time so we can verify benefits before you arrive.
We are not a Medicaid provider, and traditional Medicare does not cover most dental services. However, our in-office dental plan and CareCredit financing make care affordable for patients without traditional dental insurance.
All insurance estimates are based on the benefit information provided by your insurance company. While we are highly accurate, the final amount paid by insurance is determined by them at the time the claim is processed. Any balance or credit is reconciled with you afterward.
Your Smile Awaits

Ready to Experience Comfortable Dentistry?

Schedule your visit today and discover why families across the Treasure Valley trust us with their smiles.

Rate, Review & Explore

Providing comfortable, personal, and never-rushed dental care for families in Meridian, Eagle, Boise, and throughout the Treasure Valley.
Contact

Copyright © 2010 - 2026. Treasure Valley Family Dentistry. All rights reserved.